UMB Bank branches in Ghana and contact details

The Universal Merchant Bank (UMB), is a financial service provider, founded on the 15th of March, 1972 as Merchant Bank.

UMB has over the years, undergone major growth, and they have added different departments to their portfolio, including private banking, personal banking, corporate, banking, business banking as well as E-channels banking departments.


The Universal Merchant Bank has also grown in popularity and currently boasts of a total of 36 branches across Ghana.

The bank has won awards such as; The 2003 Bank of The Year award, with the most recent being the 2018 competition where they won the award for the Best Bank for Cyber Security Risk Management at the official Ghana Information Technology and Telecom Awards.


Universal Merchant Bank branches in Ghana and their contact details

Head Office

The head office of the bank is located in Accra, at the SSNIT Emporium Building, Liberation Road, Airport City in Accra, Ghana.



The Universal Merchant Bank head office address: P.O. Box GP 401, Accra, Ghana.

Phone numbers: 0302 666 331, 0800-10088, 0800-100880, 0302633988.


Email address: [email protected]


The Abeka UMB Branch

It is located in Opsem House, Opposite SSNIT Building.

Telephone: +233 302 231 781 or 028 967 3905-6.


The Abossey Okai Branch

Location: Adjacent the former Fan Milk depot.


Telephone: +233 302 682 185-6.

On Saturday only remittances can be done.


Accra Main Branch

Location: Number 44 Kwame Nkrumah Avenue Okaishie Market.

Telephone: +233 302 666 331.


The Achimota Branch

Location: Mile 7 Junction, just around the Goil Filling Station.

Telephone: +233 302 400 778/400480/400152


The Adabraka UMB Branch

Location: 123 Sethi Plaza not far off Adabraka Police Station.

Telephone: +233 302 226 112/220952


The Airport City Branch

Location: Liberation Road, SSNIT Emporium Building, Airport City, Accra.

Telephone: +233 302 666 331


The East Legon Branch

Location: Near the East Legon Restaurant.

Telephone: (233-307) 012847


The UMB Junction Mall Branch

Location: This branch is found at the Junction Mall, Nungua.

Telephone: +233 303 969


The Kaneshie Branch

Location: The Fisherman House, near Hansonic Junction.

Telephone: +233 302 242 670

Saturday banking is for remittances only.


The Labone Branch

Location: At Labone Road, Opposite Labone Secondary School, No. 9 Ndebaninge Road.

Telephone: +233 302 730 732


The Osu Main Branch

Location: No. 11th Lane, Behind the old American Embassy.

Telephone: +233 302 763 296


The Osu Oxford Street Branch

Location: The main oxford street, in between Papaye and Tigo Office and opposite the Oxford st.

Telephone: +233 302 775165.

Saturday banking is for remittances only.


The North Industrial Area Branch

Located at Kuottam Premises Dadeban road.


Telephone: +233 302 246 486-7


The Ridge UMB Branch

It is located at 57 Examination Loop, North Ridge.

Telephone: +233 302 251 131-6 /028 954 7778


The Sakaman Branch

It is located at Dansoman High Street in the house number B399/19.

Telephone: +233 302 309 448


The South Industrial Area Branch

Situated at Old Fadama Road,Near Sikkens.

Telephone: +233 302 673 220/673228


The Spintex Road Branch

It is found on the main Spintex road, opposite Printex and next to Isuzu.

Telephone: +233 501 449 445


The Tema East Branch

It is located opposite the Timber Market,Near the Ashaiman Roundabout Tema, Ghana.

Telephone: +233 303 302 698/302692/302648


The Tema Main Branch

It can be found at the heavy Industrial Area Plot No. IND/A/23/1.


Telephone; +233 303 302 399/300549/300434. on

Saturday banking is for remittances only.


The University of Ghana Branch

It is found off the Nuguchi Road towards Akuaffo Hall. UG Banking Centre premises.

Telephone: +233 244 680 232


The University of Professional Studies Branch

It is found at Plot No 22 & 17, East legon Extension.

Telephone: +233 302 505 084


The Madina SME Centre

It can be found next to Hollywood (Oman FM) . No 10342 Blk 15 Section 125 , Nkwatanang, Madina. You can access all banking services on a Sunday in this branch.

Telephone: +233 302 953 446-7


The UMB PPP Incubator Centre – Madina

It is found at Accra Dodowa Road,Near Zongo Junction Madina, Accra.

Telephone: +233 302 953 446-7




The Adum Branch

It is found in Adum, Kumasi at the Kama Plaza.

Telephone: +233 322 049 145-9


The Asafo Branch

It is found in Asafo Behind the Neoplan Station.

Telephone: +233 322 049 456-7


The Bantama Branch

It is located in Kumasi at Bantama High Street.

Telephone: +233 322 049 197/49195 /29198


The Konongo Branch

It is located at the Kumasi highway on the Sarfo Building, off Konongo.

Telephone: +233 322 124 367/24396


The Kumasi Main Branch

It is located in Kumasi at Ahensan near the Golden Tulip Hotel No.1 Rain Tree Avenue.

Telephone: +233 322 049 904, 2026021



The UMB Centre for Businesses – Ashtown

It is located on the opposite side of the Latex Foam Ashtown in Kumasi at Plot No. 60 Ashanti on the New Town Road.

Telephone: +233 322 492 832


Techiman Branch

Situated at Techiman. The bank offers full banking services on Saturday.

Telephone: +233 322 591 031-4.


Koforidua Branch

Telephone: +233 342 026 294.

The bank only offers remittance services on Saturday.


Bibiani Branch

It is located in Newtown Bibiani.

Telephone: +233 312 093 071-2.

The branch offers full banking services on Saturday.


Takoradi Branch

It is located at Takoradi Ezi filling station at the Takoradi Market circle.

Telephone: +233 312 023 373.

They offer full banking services on Saturday.


Tarkwa Branch

It is located in Tarakwa at Nzema line, near the GOIL filling station on Old Hospital Road.

Telephone: +233 312 322 285


UMB Centre for Businesses – Kasoa

Found at Kasoa Zongo 772/3 Near Pink FM, Opposite Quantum filling station.

: +233 302 863 963

Saturday banking available


Tamale UMB Branch

The only branch in this region is located in Tamale at Dagomba street near MTN Plot No. 137.

Telephone: +233 372 030 690