MTN Ghana Xpressloan

MTN Ghana Xpress Loan is a borrowing or credit service on the MTN Mobile Money platform that allows regular mobile money subscribers to access a loan/credit facility through their mobile phone in a few minutes.

This is a partnership between Xpress Money and MTN. There is no need for savings or paperwork and the money is sent directly into the subscriber/applicant’s MoMo account.


It came into existence as a counterpart to the MTN Qwikloan, a similar service.

Repayment is also done through the MoMo Account.

MTN Ghana
MTN Ghana

MTN Ghana Qwikloan

Qwikloan is a borrowing credit service on the MTN platform that allows users of MTN mobile money service to borrow money and payback with interest.


How to apply for Qwikloan

To access the MTN Qwikloan service, follow the following steps.

  1. Dial the shortcode *170# on your MTN Handset.
  2. Choose option 5 to access Financial Services option.
  3. Choose option 3 for loans.
  4. Choose option 1 for Qwikloan.
  5. Choose option 1 for Request Loan.
  6. Choose your loan amount.
  7. Confirm your repayment plan (Number of days to pay back)

MTN Ghana loan limit

Qwick loan customers can access loans up to Ghs 1,000.00.